Protect client trust
You remain the trusted advisor and control when Black Flag enters the conversation.
For CPAs and trusted business advisors
Turn payroll strategy into a client retention advantage.
Help qualified employer clients uncover potential payroll savings while adding meaningful employee services. You keep the trusted-advisor relationship. Black Flag handles the benefits analysis and implementation.
Apply to become a CPA partner
Referral opportunity
Existing health coverage remains
Black Flag handles implementation
See what others overlook
Your clients expect more than accurate returns.
They expect you to notice opportunities before someone else does. For employers with substantial W-2 payroll, one of those opportunities may be hiding in plain sight.
Black Flag gives CPAs a responsible way to introduce a preventative-care strategy designed to improve employee value and potentially reduce eligible employer payroll costs.
104services and programs
9national vendors
~$500estimated annual employer savings per enrolled employee
$0 netemployee cost structure for 104 services
The advisor advantage
A proactive conversation your clients will remember.
Reveala cost-saving opportunity that may not be on the client's radar
Retainmore value inside the relationship you already built
Why partner with Black Flag
You identify the opportunity. We do the heavy lifting.
Bring us the right employer. We help turn a promising observation into a supported, professional client conversation.
Use responsible analysis
We model the potential using relevant workforce and payroll information, not inflated headline promises.
Bring technical support
Black Flag coordinates the benefits, payroll and implementation expertise needed to answer client questions.
Create a repeatable channel
Identify appropriate opportunities across your employer client base without turning your firm into a benefits agency.
What you can bring to a client
A recommendation that can benefit both sides of payroll.
The employer gets a potential cost-saving strategy. Employees and their families gain practical everyday services.
Preventative Care
Coordinated resources designed to make routine care easier to access and use.
Virtual Health Support
Everyday access to medical, behavioral and care-navigation services.
Labs and Medications
Included services that can help employees manage common preventative needs.
Family Value
Coverage designed to extend eligible services to the employee, spouse and dependents.
Employer Economics
A structured approach that may reduce eligible employer payroll costs.
Professional Administration
Documentation, enrollment support and coordinated payroll implementation.
Specific services, pricing, eligibility and outcomes vary by employer configuration and program availability.
Stay in your lane and add value
You do not need to become the benefits broker or implementation team.
Your value is recognizing a client who may benefit and opening the door. Black Flag handles qualification, modeling, presentation support and implementation coordination.
Explore the CPA partnership01Confirm initial fit
We review workforce and payroll basics to determine whether deeper analysis is worthwhile.
02Model potential savings
We translate employer information into a clear, appropriately qualified financial analysis.
03Support the client meeting
Black Flag brings the program and implementation knowledge while you remain part of the conversation.
04Coordinate the rollout
The implementation team handles documentation, enrollment and payroll coordination after approval.
Your client relationship stays central
Existing coverage stays in place
Programs integrate with payroll
Compensation follows written agreement
The CPA partner path
From application to client introduction.
Apply
Tell us about your firm, professional background and employer client base.
Meet
Speak directly with Black Flag to confirm alignment and understand the opportunity.
Learn
Review the positioning, qualification criteria and responsible client introduction process.
Identify
Recognize employer clients with meaningful W-2 payroll and potential program fit.
Introduce
Open the conversation and bring Black Flag in to analyze and explain the opportunity.
Who this is for
CPAs who want to be more proactive with business clients.
- Independent CPAs and CPA firm partners
- Tax advisors serving established employers
- Outsourced CFO and advisory practices
- Professionals with active business-client relationships
- Advisors committed to accurate, compliant positioning
- Firms willing to follow a documented referral process
CPA questions
The details a responsible advisor should ask about.
Is Black Flag asking me to provide benefits or legal advice?
No. Your role is to identify an employer that may be worth evaluating and make an introduction. Black Flag and the appropriate implementation professionals handle the program analysis and presentation. Every employer should consult its own legal and tax advisors before adopting a plan.
Do I need an insurance license?
The referral role does not ask you to sell, negotiate or service insurance. Licensing requirements depend on the activities performed and the applicable jurisdiction. The written agreement defines the permitted role, and no one may perform an activity that requires a license without the appropriate authorization.
Does this replace the client's health insurance?
No. The program is designed to work alongside existing major medical and other employee benefits.
Does the employer need to change payroll providers?
Programs are designed to integrate with existing payroll systems.
What client information is needed?
The initial review uses basic workforce and payroll information supplied with the employer's knowledge and permission. Sensitive payroll files should only be transmitted through an approved secure process, never through the partner application form.
What does Black Flag handle?
Black Flag helps qualify the employer, model the opportunity, support the presentation and coordinate with the program and implementation teams.
How are CPA partners compensated?
Any compensation is governed by a written agreement, successfully implemented business and applicable professional rules. No income, savings or production result is guaranteed.
Will Black Flag take over my client relationship?
No. The model is designed to keep the referring professional central. The written agreement defines attribution, responsibilities, communication and compensation.
Can my firm advertise the program?
Public advertising, co-branding and client-facing materials must use approved language and comply with the written agreement and applicable professional standards.
Apply to the CPA Partner Network
Let's see if there is a fit.
Complete the short application. Bronson will review it personally and contact qualified professionals for a direct conversation about the partnership.
Direct reviewNo client-list requestNo obligation